Complete protection against the threats associated with assaults that might impede office activities is offered by office insurance. It protects not just office property but also financial losses or employee fraud. The insurance is usually offered as office package policy to cover the risks arising from various untoward incidents.
Office insurance is primarily focused on businesses that are run from a commercial property. Specialist policies are designed to account for the risks of your specific industry. The basic types of cover we talked about above are standard and/or legal requirements across all offices. They all have premises, products or services and customers. This makes building the basics of your policy quite straightforward.
You have probably invested heavily into your business. Untoward incidents can leave you vulnerable to severe financial loss, and hence, your work premises and other infrastructure need to be protected. With Reliance Office Insurance, you can be stress free, as it offers a comprehensive protection plan for your office premises. This policy provides insurance for offices that include:
KEY BENEFITS:
1. Burglary: Covers all contents against Burglary or Housebreaking, or Holdup including Robbery.
2. Staff injury or damage: Covers You for your liability under the Workmen's Compensation Act' 1923 and /or Fatal accidents Act'1855 and / or Common law to pay compensation to employees for bodily injury or death caused due to accidents/occupational diseases arising out of and in course of employment.
3. The structure of the premises: When you own the office that you’re working from, insurance is essential to cover the cost of repairing damage or destruction.
4. Fidelity Guarantee: Insures You against direct financial loss due to fraud or dishonesty of the employee.
5. Visitors to the premises: Public liability insurance will cover your business for loss, damage or injury to a third party that occurs at your office’s premises, whether that’s a dropped laptop or a broken leg.
The policy covers your business against Fire and Allied Perils Covers the structure of your business premises and contents therein, against:
